To make it easy for you to decide which platform is best for your needs, we carefully researched the features, ease of setup and use, compatibility, pricing, and more to lay out a head-to-head comparison of these two popular tools.
Meanwhile, those who simply want to track where they’ve spent their money, as well as see a real-time snapshot of their total net worth in one place, might prefer Mint’s more straightforward approach. But as you’ll see, there are important differences in these two tools, including very different budgeting philosophies and pricing models.įor anyone feeling motivated to develop a strong new strategy to help them achieve financial goals such as getting out of debt, spending less, or simply saving more, YNAB offers not just an app, but a whole new way of thinking about what you can do with each dollar you earn. Both help consumers track all their expenses, categorize them by expense type, assess how much is going where, and decide allocations for the future. Two of the biggest players in the world of budgeting apps are Mint and YNAB, which stands for You Need A Budget. Read our advertiser disclosure for more info. We may receive compensation if you visit partners we recommend. We recommend the best products through an independent review process, and advertisers do not influence our picks.
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